Sarah Warmbier
Easy Ways To Jumpstart Your Savings Easy


So how do you get inspired? Simple! By making the choice to start and acting on it. Nike’s slogan is “Just Do It” and it’s truly one of the easiest ways to make things happen. By starting right now, even with setting aside $5, $10 dollars here and there, money really does add up. Here are 5 easy ways to jumpstart your savings.

1. Sell all your unused or gently used items.

  • It’s standard to buy things, use those items a few times, and once they’ve outgrown their usefulness, we stop using what we’ve bought and let it accumulate dust while moving onto the next best thing. Instead of letting it sit there, sell your unused or gently used items on Ebay, Facebook, and Craigslist, just be careful when doing so. Plus, you’re basically cleaning at the same time so it’s a win-win for everyone! Do your research before selling, so you can make sure you’re getting a fair price.

2. Open a high yield savings account.

  • There are many credit unions, banks, and financial companies offering huge savings account yields, some of the best I’ve seen in a long time! Most of them are averaging 2% and more, so just do a little bit of research to find the best one for you. Open a savings account where you don’t normally bank, set up an automatic deposit to that account, that way you don’t see the money and aren’t tempted to withdraw from your new account.

3. Find part-time work that works with your schedule.

  • There are so many jobs available nowadays, especially with it being summer right now. I have a few friends who Uber and Lyft part time and love it, because they can do so on their own time. They still have their full-time jobs, and Uber and Lyft are great ways to make quick money, because you can cash out and get paid within the same day. Or use your talents! I have a talented friend who loves to draw and she paints Pokemon on plant pots and paper and sells them. Or find a job working where you can get a discount! There are so many options available.

4. Open a bank account where you can get cash back.

  • If you open up a bank account at certain places, you can get cash back once you meet certain requirements. Chase Bank offers promotions every so often where if you open up a checking and savings account, they’ll give you up to $350.00! Can you imagine what you could do with $350? Why, save it of course!

5. Reduce and reuse.

  • The easiest way to save money is going to be to cut your expenses. You don’t need to eat at Chick-fil-A everyday. You don’t need those premium music subscriptions. There are hardly any commercials on the basic Pandora, which is my favorite music service, and it’s completely free! Yes, FREE! Cut your splurges and save wherever you can. Get the basic kibble for your dog, buy the off brands, and you’ll find you have so much money left over because you’re not paying what you used to! Make lists of what your negotiables and non negotiables are, and how much you pay for all of it, and add the totals up before and after and you may be pleasantly surprised.
  • Make smart shopping choices. Buy things you know you’ll use time and time again. This is where splurging is completely acceptable. If you buy a high quality, timeless piece of clothing versus something that’s just “in season,” the timeless piece of clothing, if taken care of properly, will last you for many years to come, instead of the in season piece that was only good for a summer.



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