Money – Life Talk Journal — Reflections

Erin Lanier
Money Life Talk Journal — Reflections

Since moving into college, I have decided it would be a good idea to get a job (also, my parents have been telling me to get one). In high school, I never had a real job because my parents wanted me to participate in after-school activities and extracurricular activities. I would tutor kids from time to time, but most of that money went into buying gas.

Even if I’ve never had a real income or a paycheck or anything, my parents still taught me about saving and budgeting. My mom even helped me set up a savings account and a debit card. I still need to get a job and start budgeting my income, but at least I have a general idea of how to do that.

Getting an income is important for me because not only do I need to start saving to pay off college expenses, but I also need money for personal expenses. When the fall comes, I am not getting a meal plan, so I need a way to buy my meals. Also, when reading one of the articles for class, I discovered that I have an “introvert” spending style. According to the article, people with this spending style are happy to spend money at places like bookstores, which definitely describes me. Sometimes, in my free time, I like to go shopping in thrift shops and antique stores. Having an income (and budgeting my money correctly) will help me to enjoy free times like this.

I also learned from my service learning class about the importance of savings accounts. If money is kept in the account, it gathers interest and can be very profitable in the future. I know that when I begin budgeting my income, I need to add some of my income to my account.

Coming from a place where I did not have to worry about a job or budgeting, I know there is a lot to learn and get used to. But I see this as an extra step into adulthood, being responsible for myself and taking care of my own assets, and this will help me in the future.

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