Justin R. Simmons Bronx Homes
Pre Approval Reasons It Can Make You Happy Justin


In this video, I discuss 5 reasons that you should get a mortgage pre-approval if you are looking to buy a home in 2020. The benefits behind getting a mortgage pre-approval during the beginning of your homebuying journey are numerous and include: 1) having piece of mind regarding your financial situation, especially in relation to getting a new mortgage and the costs involved; 2) an ability to create a plan of action and home search with confidence in a pricepoint that works for you; 3) being competitive in the marketplace in order to increase the chances of you securing the home you want; and 4) making your home purchase less stressful for yourself. A licensed mortgage loan officer can generate a mortgage pre-approval for you and address specific questions regarding the pre-approval process, including the information they will need from you and the different types of loan products they offer that you may qualify to use.

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