BackgroundOn March 19th, the Canadian federal government unveiled their 2019 budget which included the introduction of what they call “shared equity mortgages” provided by the Canadian Housing and Mortgage Corporation (CMHC). I’m going to break down what that means, why it matters, and why this lays the groundwork...
Sonoma County's housing market started the year the way it finished 2018 — in decline as buyers remain content to sit tight as sellers reduce home prices. Throw in the usual dip in the market during the winter months, as well as record rainfall that led to the...
How much to ask forThere’s evidence that you’re more likely to get a bigger raise if you ask in terms of percentages instead of dollars. This is because the percentage will feel less tangible. Think about it: If you are making $50,000, what feels more substantial to you — getting a...
Behind housing and transportation, food is an American’s third largest expense at 12% of overall spending. In other words, a person who makes about $50,000 per year will spend approximately $6,000 on food. This number will vary based on the amount of people you are supporting. But for the average,...
WASHINGTON — The Senate Banking Committee will hold two days of hearings at the end of March on Chairman Mike Crapo’s most recent framework for housing finance reform. Robert Broeksmit, the president and CEO of the Mortgage Bankers Association, and Vince Malta, the president-elect of the National Association...
Roof damage is the platform, which exposes the structure of the home to some serious issues, which will include wildlife infestation, water damage or rot, mould and more. Some of the advanced roof damage might cost you so many dollars to just repair, leaving the homeowners with an...
I entered the Dougan Creek Campground in southern Washington by hairpin switchbacks and dirt roads so narrow my sideview mirrors brushed foliage. As I wound through the grounds without cell service, I was on the lookout for a white school bus called the Bus Code, named...
Tuesday, March 05, 2019 By John Voket If you're thinking about giving your yard a little makeover, consider your pets in the process. The nonprofit Outdoor Power...
Basic living expenses are exorbitant enough, and they’re exponentially higher if you live in a metro city like Mumbai. Even if you’re earning a decent salary that could otherwise support a very comfortable lifestyle, you could still be broke after paying your rent, food, and utility bills, which...

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