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Can Freddie Mac's embrace of AI pull the industry along?

Can Freddie Mac’s embrace of AI pull the industry along?

Freddie Mac's foray into artificial intelligence may be a significant turning point in broadening the use of the technology. Until recently, most of...

Housing market may not be a long shot for borrowers with foreclosures

Borrowers recovering from foreclosure might not be in as much hot water as they perceive, according to a LendingTree report.Credit scores can decline...
Kristy Kim, CEO, TomoCredit

Startup caters to millennials tired of paying in cash ‘like a gangster’

When Kristy Kim came to the U.S. from Seoul, South Korea, to attend the University of California, Berkeley, she paid for everything with...

Millennial mortgage debt levels could soon top all other generations

Millennial mortgage debt is on pace to reach levels higher than any other generation, according to Experian.Currently claiming the title of most mortgage...

Refinancing share shoots up following dramatic mortgage rate drop

Refinances jumped in July in response to a considerable mortgage rate drop from the month prior, according to Ellie Mae's Origination Insights Report.The...
Homeowners with a mortgage

Mortgage debt at peak, but the share of homeowners with loans sure isn’t

Mortgage debt hit an all-time high, but curiously, the share of homeowners has fallen to a low not seen in 13 years, according...

After a slow start, low rates, Gen Z could sustain mortgage activity

Mortgage activity has been uneven this year, but it should continue to pick up from here, according to TransUnion.About 1.4 million mortgage loans...
Fannie Mae lowers mortgage rate forecast and says home-price growth will accelerate | 2019-07-16

FHFA flip-flops, won’t blacklist VantageScore as FICO alternative for Fannie and Freddie | 2019-08-13

In a rather surprising development, the Federal Housing Finance Agency announced Tuesday that it will allow Fannie Mae and Freddie Mac to consider using VantageScore as...
Mark Calabria, an adviser to Vice President Mike Pence.

FHFA reverses course, will let VantageScore pitch model to GSEs

The Federal Housing Finance Agency has retreated from an earlier proposal on third-party credit score models by allowing Fannie Mae and Freddie Mac...
Mortgages are now available for borrowers without credit scores | 2019-07-23

CFPB study shows alternative credit models lead to more loans, cheaper loans | 2019-08-08

Over the last several years, there’s been a serious push to get Fannie Mae and Freddie Mac to use newer credit scoring models that...

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