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Brandon Hoyles

The imminent death of the prequal letter

The prequalification letter is set to fade into mortgage oblivion and its death is long overdue.The self-serve process of calculating buying potential and...
For eighth straight quarter, CMBS loan delinquency rates drop: MBA

For eighth straight quarter, CMBS loan delinquency rates drop: MBA

Most commercial and multifamily loan-delinquency rates remained near record lows in the third quarter thanks to low mortgage rates and high property values,...
Rates hold steady

Average mortgage rates stay flat due to mixed economic news

Mortgage rates remained unchanged this week, after moving back and forth during the period on economic and trade news, according to Freddie Mac....
Mortgage sector on its longest winning streak since the end of 2017

Mortgage sector on its longest winning streak since the end of 2017

The outperformance of mortgage-backed securities versus U.S. Treasuries has extended for a third straight month into November, buoyed in part by a decline...
Standard limit for single-family mortgages will top $500,000 in 2020

Standard limit for single-family mortgages will top $500,000 in 2020

Loan limits for most mortgages Fannie Mae and Freddie Mac buy will exceed $500,000 for the first time ever next year, with the...
Rising average mortgage rates won't harm real estate activity

Rising average mortgage rates won’t harm real estate activity

Mortgage rates resumed their upward movement this week, but it's not putting a damper on real estate sales activity, noted Freddie Mac.  30-Year...

Pondering the future of private-label mortgage-backed securities

The market for Securities and Exchange Commission registered mortgage-backed securities has been moribund since 2008. In an effort to revive this market, SEC...
Armando Falcon

5 questions for former GSE regulator Armando Falcon

A fully digital mortgage may lie in the mortgage industry's future, but while strides have been made, widespread adoption of this process remains...
Rates reverse course

Average mortgage rates fall to lowest level in six weeks

Mortgage rates fell this week, reversing a gradual upward trend, to reach their lowest level in six weeks, according to Freddie Mac. 30-Year...

FHFA will re-propose capital rule for Fannie Mae, Freddie Mac

WASHINGTON — The Federal Housing Finance Agency will re-propose the entire post-conservatorship capital framework originally put forward in June 2018 under former agency...

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Luxury prefab homes from Dvele are going fully off-grid

High-end prefab home builder Dvele just got a little more high-tech—and eco-conscious. The San Diego-based company, which is known for its...
home equity

Fannie Mae reports 2019 income of $14.2 billion

Fannie Mae, the country’s largest mortgage financier, reported Thursday it posted a net income of $14.2 billion for the full-year 2019, according to...
A green building solution moves east

Paul Allen’s Bay Area mansion sells for $35.25 million

In the exclusive Silicon Valley enclave of Atherton, an estate tied to late Microsoft Corp. co-founder Paul Allen has...
The body shop hires prisoners

The Body Shop’s new policy is first come, first employed

I really can’t stand seeing the same thing over and over again. Might be my slutty, slutty, non-brand-monogamous Milleniality showing, but I reeeeeeally...
The Week Ahead: Tracking Economic Housing Impacts

What’s Driving Residential Investment Growth

Expectations for full-year 2020 and 2021 real gross domestic product (GDP) growth were improved by one-tenth to 2.2% and 2.1%, respectively, according to...

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